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There can be substantial risk of loss in trading stocks. You should, therefore, carefully consider whether such trading is suitable for you in light of your financial condition. In deciding to trade stocks, you should be aware of the following:

You may sustain a total loss of the stock value and of all transaction costs. This statement and this web site cannot disclose all the risks and other significant aspects of the stock markets or the use of our signals.

If you engage in margin trading and the market moves against your position, you may be called upon by your broker to deposit a substantial amount of additional margin funds, on short notice, in order to maintain your position. If you do not provide the required funds within the prescribed time, your position may be liquidated at a loss, and you will be liable for any resulting deficit in your account. Under certain market conditions, you may find it difficult or impossible to liquidate a position. The placement of contingent orders by you or your trading advisor, such as a "stop loss" or "stop limit" order, will not necessarily limit your losses to the intended amounts, since market conditions may make it impossible to execute such orders.

No representation is being made that any stock trading account will or is likely to achieve profits or losses similar to those shown. Hypothetical stock trading does not involve financial risk, and no hypothetical stock trading record can completely account for the impact of financial risk in actual stock trading. For example, the ability to withstand losses or to stick to a particular trading program in spite of trading losses are material points which can also adversely affect actual stock trading results. There are numerous other factors related to the stock markets in general or to the implementation of any specific stock trading program which can not be fully accounted for in the preparation of hypothetical stock trading performance results, and all of these factors can adversely affect actual stock trading results.

The use of the Internet to transmit and receive information creates additional risk. The ETF Digest will attempt to post signals on the web site. However, The ETF Digest cannot be responsible for delays in transmitting the information described on this site resulting from problems with Internet connectivity, either your or our own, or by slowdowns of Internet transmittal of information.

The information provided by The ETF Digest is based on sources believed to be reliable, but it is not guaranteed to be accurate. There is no guarantee that the recommendations of The ETF Digest will be profitable or will not be subject to losses. The information provided by The ETF Digest is not a recommendation or a solicitation that any particular investor should purchase or sell any particular security in any amount, or at all. The investments discussed or recommended herein may be unsuitable for investors depending on their specific investment objectives and financial position. At any time TechInvest Inc. and its principals may maintain positions that are contrary to positions announced within the subscription service. In no event will The ETF Digest be liable to you or anyone else for any incidental, consequential, special, or indirect damage (including but not limited to lost profits or trading losses).

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The ETF Digest strongly urges subscribers to review the information contained in the answers to questions posed in the David Fry section of this web site.

The ETF Digest strongly believes that new subscribers should await fresh or new signals before entering positions similar to that of The ETF Digest. Failure to do so may result in a loss greater to the subscriber than to The ETF Digest.

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Past performance is no guarantee of future results.